About GEM Estates

"the maximum return at a minimum risk"

GEM Estates (Global Emerging Markets) was established in 2004 in direct response to the fall from grace of the traditional, established second home markets. As ‘new’ overseas property markets entered the arena, suddenly the Côtes, Costas and Keys seemed over-priced, over-developed and perhaps most importantly ‘over’ as a vehicle for making a substantial return on investment. The second home market began to make its biggest shift in recent history and the world became the property investor’s oyster.

GEM Estates looks after experienced investors looking to diversify their portfolios as well as first-time overseas buyers dipping their toes into an exciting world of opportunity. An in-house team of professionals is constantly researching and uncovering new markets but only recommends the very best which offer the maximum return at a minimum risk. Entry level prices have to represent excellent value for money, the economic climate has to be ripe for growth, the government has to be committed to improved infrastructure and increased tourist arrivals and the country must be politically stable enough to sustain that growth.

Once GEM Estates has pinpointed a true emerging market, the next step is to source top quality off-plan developments to present to its clients. This is often the most time-consuming part of the process as due diligence needs to be undertaken examining everything from build licenses and land ownership to financial guarantees and examples of the constructor’s previous work. Independent lawyers are instructed by GEM Estates to oversee this process. When all parties are happy, and only then, the product is added to GEM Estates’ portfolio. GEM Estates’ future as a business depends on the success of its customers, repeat business and referrals, so recommendations have to be spot on.

GEM Estates is conscious of the fact that the purchase of the property is just one small part of the whole procedure, particularly when crossing unfamiliar international borders, so offers a choice of country-specific, independent, legal, taxation, mortgage and foreign exchange professionals which clients can avail themselves of, or indeed decline and use their own.